It is always a must to know where your money goes. May it be a big or small amount, what is important is you know that it is spent for a good purpose. As working individuals, we always wonder where those deductions from our payslips go and how can we benefit from them in the long run?
This tutorial is only for those who already have a virtual Pag-IBIG account, if don’t have an account yet, check this simple tutorial to create a Pag-IBIG account online.
So, here a few steps on how you can check your Pag-IBIG contributions online:
1. Log-in to the Virtual Pag-IBIG Site.
Image: Pag-IBIG Fund Site
Search for “Virtual Pag-IBIG” in any search engine that you use. Through a computer, laptop, or even your phone. (If you do not have an account yet, you will need to sign up first.)
2. Click the Regular Savings Option
Once you successfully logged in to your account, click on the three horizontal lines on the upper left side of your screen. Then, click on the “Regular Savings” option
3. Check your Contributions
You will then be redirected to the Pag-IBIG I Regular Savings page where you can view your contributions per year and the dividends you have earned for the money you pay every single month.
See this sample table for an employee who has been working for roughly 3 years. This employee already earned PHP 773.32 worth of dividends.
Additionally, you can also apply for a multi-purpose loan if you already managed to pile-up 24 months or two years of savings. You will be granted at most 80% of your total contributions.
Not only that, if you have been working for a long time already, you will also have the option to claim maturity for your contribution. This will be after 10, 15, or 20 years.
Of course, the option to avail of a housing loan is also open to all active Pag-IBIG members. One of the main requirements for this is to have at least 24 months of contributions.
With Pag-IBIG Fund, you will have plenty of options to do with your hard-earned money. So, be sure to check out their website or visit the Pag-IBIG Fund office near you to inquire about these options.